Latest Articles from Olsen Finance Group

Check out the latest blog posts from Olsen Finance Group

Featured Articles

Image for Common Mistakes When Choosing Construction Loan Features

15th September 2026

Common Mistakes When Choosing Construction Loan Features

Understanding progressive drawdown, interest calculations, and contract types helps you avoid costly errors when financing your new home build in WA.

Image for Variable Rate Investment Loans: The Pros and Cons

13th September 2026

Variable Rate Investment Loans: The Pros and Cons

Understand how variable rate investment loans work for Baldivis investors and what flexibility really looks like when you're building a property portfolio.

Image for Beginner's Guide to Construction Loan Risks

11th September 2026

Beginner's Guide to Construction Loan Risks

Understand the financial risks before you start building your new home, from contract structures to cost blowouts and drawdown timing.

Image for Why Should You Refinance to Cut Monthly Payments

8th September 2026

Why Should You Refinance to Cut Monthly Payments

Reducing your monthly repayments through refinancing can improve cashflow and free up funds for other priorities without extending your loan term.

Construction Loans

Image for Common Mistakes When Choosing Construction Loan Features

15th September 2026

Common Mistakes When Choosing Construction Loan Features

Understanding progressive drawdown, interest calculations, and contract types helps you avoid costly errors when financing your new home build in WA.

Image for Beginner's Guide to Construction Loan Risks

11th September 2026

Beginner's Guide to Construction Loan Risks

Understand the financial risks before you start building your new home, from contract structures to cost blowouts and drawdown timing.

Investment Loans

Image for Variable Rate Investment Loans: The Pros and Cons

13th September 2026

Variable Rate Investment Loans: The Pros and Cons

Understand how variable rate investment loans work for Baldivis investors and what flexibility really looks like when you're building a property portfolio.

Image for When to Split Rates or Offset in Investment Loans

21st August 2026

When to Split Rates or Offset in Investment Loans

Structure your loan to match your income, vacancy risk and cash position, not a standard product configuration.

Image for Top Tips to Finance a Holiday Rental Property

27th July 2026

Top Tips to Finance a Holiday Rental Property

What Mandurah residents need to know about borrowing for a holiday rental investment, including rate structures, income assessments and recent rule changes.

Image for Top Tips to Build Wealth with Positive Gearing in Mandurah

26th June 2026

Top Tips to Build Wealth with Positive Gearing in Mandurah

How Mandurah investors are using positive cash flow properties to build wealth without relying on salary deductions or future tax refunds.

Refinancing

Image for Why Should You Refinance to Cut Monthly Payments

8th September 2026

Why Should You Refinance to Cut Monthly Payments

Reducing your monthly repayments through refinancing can improve cashflow and free up funds for other priorities without extending your loan term.

Image for Beginner's Guide to Consolidating Debt into Your Home Loan

16th August 2026

Beginner's Guide to Consolidating Debt into Your Home Loan

Refinancing to consolidate debt can improve cashflow and reduce interest costs, but only if the numbers genuinely support the decision.

Image for 10 Signs It's Time to Refinance Your Home Loan

11th August 2026

10 Signs It's Time to Refinance Your Home Loan

Knowing when to refinance your mortgage can save you thousands and give you access to features that improve your cashflow and flexibility.

Image for What Are the Steps to Refinance and Unlock Equity?

22nd July 2026

What Are the Steps to Refinance and Unlock Equity?

How Canning Vale homeowners can access property equity to fund renovations without selling or depleting savings accounts.

Car Loans

Image for Do You Know Low Doc Car Loans Are Available in Perth?

6th September 2026

Do You Know Low Doc Car Loans Are Available in Perth?

Self-employed and need a vehicle? Low doc car loans let you finance a car without the standard income verification required by traditional lenders.

Image for Top Tips to Get Your Car Loan Approved Fast

1st September 2026

Top Tips to Get Your Car Loan Approved Fast

The exact documents you need for car finance approval in Canning Vale, plus how to prepare them before you apply.

Image for Avoid These 5 Car Loan Documentation Mistakes

15th July 2026

Avoid These 5 Car Loan Documentation Mistakes

Get your car loan application right the first time with the documentation lenders actually need to approve your finance quickly.

Image for Avoid These 5 Mistakes When Financing an EV

11th June 2026

Avoid These 5 Mistakes When Financing an EV

Electric vehicle financing in Mandurah requires a different approach than standard car finance, and the wrong loan structure can cost you thousands.

First Home Buyers

Image for When to Start Property Hunting in Fremantle

4th September 2026

When to Start Property Hunting in Fremantle

The right sequence for first home buyers in Fremantle determines whether you find a property that fits or spend months chasing listings you can't secure.

Image for What Not to Do When Preparing to Buy in Canning Vale

3rd August 2026

What Not to Do When Preparing to Buy in Canning Vale

Avoid these common preparation mistakes before applying for your first home loan in Canning Vale and position yourself to move quickly.

Image for Why Two Bedroom Properties Make Sense for First Buyers

12th July 2026

Why Two Bedroom Properties Make Sense for First Buyers

A two bedroom property in Perth puts first home buyers on solid ground without overcommitting on deposit or repayments.

Image for Beginner's Guide to Property Inspections in Mandurah

7th July 2026

Beginner's Guide to Property Inspections in Mandurah

What first home buyers need to know before inspecting homes in Mandurah, from spotting structural issues to understanding how property condition affects your loan.

Home Loans

Image for Understanding the basics of desktop valuation

30th August 2026

Understanding the basics of desktop valuation

How lenders use desktop valuations to assess your property quickly and what this means for your Baldivis home loan application.

Image for Top Tips to Lock in Pre-approval for Canning Vale

24th August 2026

Top Tips to Lock in Pre-approval for Canning Vale

Get your finance sorted before you make an offer. Pre-approval gives you clarity on your budget and puts you in a stronger position when you find the right property.

Image for What Not to Do When Buying More Outdoor Space

5th August 2026

What Not to Do When Buying More Outdoor Space

Borrowing capacity, deposit structure, and loan features that matter when you're upgrading to a larger block in Mandurah.

Image for Unlock the Secrets to Avoiding Lenders Mortgage Insurance

20th July 2026

Unlock the Secrets to Avoiding Lenders Mortgage Insurance

Baldivis buyers can sidestep thousands in LMI by understanding loan structure, guarantor options, and lender policy differences before they apply.

Image for Top 10 Ways an Offset Account Cuts Your Home Loan Costs

3rd July 2026

Top 10 Ways an Offset Account Cuts Your Home Loan Costs

Discover how linking your everyday savings to your mortgage reduces interest, shortens your loan term, and keeps your money accessible when you need it.

Image for Variable Rate Loans and When To Lock In Fixed

1st July 2026

Variable Rate Loans and When To Lock In Fixed

How variable rate home loans work in Canning Vale, when flexibility helps, and when it becomes a liability you should address.

Image for Everything You Need to Know About Your First Home Loan

18th June 2026

Everything You Need to Know About Your First Home Loan

A direct guide to choosing the right loan structure, features, and lender for your first property purchase in Fremantle

Image for Common Mistakes When Buying a Two Bedroom Home

10th June 2026

Common Mistakes When Buying a Two Bedroom Home

How to structure your home loan for a two bedroom property in Perth without overpaying or limiting your options down the track.

Image for What Are Home Loans for Buying Closer to Family

3rd June 2026

What Are Home Loans for Buying Closer to Family

How to structure a loan when location matters more than price, and what that means for your borrowing capacity and loan features.

Image for Do you know which loan suits a terrace purchase?

1st June 2026

Do you know which loan suits a terrace purchase?

Terrace homes in Mandurah come with specific lending considerations that can change your loan structure, deposit needs, and approval pathway.

Image for Why Buying a House in Perth Works Differently

28th May 2026

Why Buying a House in Perth Works Differently

From deposit requirements to settlement timelines, understanding Perth's property purchase process helps you secure the right home loan for your circumstances.

Commercial Loans

Image for 10 Steps to Commercial Loan Settlement in Mandurah

19th August 2026

10 Steps to Commercial Loan Settlement in Mandurah

Settlement day is when your commercial property purchase becomes official, and knowing what happens between approval and final transfer protects your timeline and your capital.

Image for What Not to Do When Buying a Warehouse in Baldivis

28th July 2026

What Not to Do When Buying a Warehouse in Baldivis

Securing warehouse financing in Baldivis requires the right loan structure, clear documentation, and an understanding of how lenders assess industrial property.

Image for Top tips to finance a mixed-use development in Perth

23rd June 2026

Top tips to finance a mixed-use development in Perth

How commercial property loans work when you're purchasing a building that combines retail, office, or residential tenancies under one title.

Asset Finance

Image for Common Mistakes When Financing Trucks & How to Avoid Them

9th August 2026

Common Mistakes When Financing Trucks & How to Avoid Them

Purchasing a truck for your Fremantle business requires the right finance structure to preserve capital and maintain cashflow without overpaying.

Equipment Finance

Image for Beginner's Guide to Financing Solar Panels

6th August 2026

Beginner's Guide to Financing Solar Panels

How equipment finance helps Baldivis businesses buy solar systems without upfront capital while managing cashflow and accessing tax benefits.

Image for When to Finance IT Equipment for Your Business

23rd July 2026

When to Finance IT Equipment for Your Business

How Fremantle businesses can upgrade technology without draining cashflow, and when equipment finance makes more sense than paying cash upfront.

Business Loans

Image for Everything You Need to Know About Manufacturing Facility Loans

31st July 2026

Everything You Need to Know About Manufacturing Facility Loans

How to structure commercial lending when purchasing a manufacturing facility in Perth, from loan types to deposit requirements and approval timelines.

Image for The Pros and Cons of Business Loan Approval Requirements

10th July 2026

The Pros and Cons of Business Loan Approval Requirements

What lenders actually assess when you apply for business finance, and how to position your application for approval in Canning Vale

Image for Smart ways to approach business loan risk management

22nd June 2026

Smart ways to approach business loan risk management

Protecting your Canning Vale business starts with understanding how lenders assess risk and structuring finance to match your cash flow reality.

Image for Why Business Owners Should Finance Equipment Purchases

19th June 2026

Why Business Owners Should Finance Equipment Purchases

Equipment financing lets Baldivis businesses keep working capital intact while accessing the tools needed to grow, with flexible structures suited to real trading conditions.

Recent Articles

Image for Everything You Need to Know About Home Loan Features

8th June 2026

Everything You Need to Know About Home Loan Features

Understanding offset accounts, rate types, and repayment flexibility can save you thousands and put you in control of your mortgage.

Image for The Deposit You Need for an Investment Property

27th May 2026

The Deposit You Need for an Investment Property

How much you need upfront to buy an investment property in Baldivis and what your deposit size means for borrowing costs.

Image for Unlock the secrets to rate lock-ins and break costs

25th May 2026

Unlock the secrets to rate lock-ins and break costs

Understanding how fixed rate lock-ins and break costs work on investment loans helps you avoid expensive surprises and make decisions that protect your property portfolio.

Image for What Are Income and Employment Rules for Home Loans?

22nd May 2026

What Are Income and Employment Rules for Home Loans?

Understanding how lenders assess your income and employment status can determine your borrowing capacity and loan approval across Western Australia.

Image for Common Mistakes with Fixed Rate Loan Fees and Costs

20th May 2026

Common Mistakes with Fixed Rate Loan Fees and Costs

Understanding the full cost structure of fixed rate home loans protects you from unexpected charges and helps you choose the right product for your situation.

Image for Is your business cash flow holding back growth?

18th May 2026

Is your business cash flow holding back growth?

How the right business loan structure turns irregular income into consistent working capital and positions Perth SMEs to expand operations when opportunities emerge.

Image for Asset Finance for Kitchen Equipment in Perth

15th May 2026

Asset Finance for Kitchen Equipment in Perth

How WA hospitality operators purchase commercial kitchen equipment without draining working capital, using structured finance with clear tax treatment.

Image for How to Start Investing in Property with an Investment Loan

13th May 2026

How to Start Investing in Property with an Investment Loan

Your roadmap to acquiring your first rental property, from understanding loan structures to securing finance that supports portfolio growth.

Image for Car Loan Eligibility Criteria for Self-Employed Buyers

11th May 2026

Car Loan Eligibility Criteria for Self-Employed Buyers

What lenders actually assess when you're running your own business and applying for vehicle finance in Australia.

Image for Home Loans and Financial Planning for PAYG Professionals

8th May 2026

Home Loans and Financial Planning for PAYG Professionals

How to structure your borrowing and repayment strategy to build equity, protect income, and create long-term financial stability through property ownership.

Image for Can You Upgrade Your Family Home While Self-Employed?

6th May 2026

Can You Upgrade Your Family Home While Self-Employed?

Self-employed business owners face unique hurdles when applying for home loans to upgrade their family property. Here's how to position your application.

Image for Variable Rate Loans for First Home Buyers: What You Need

4th May 2026

Variable Rate Loans for First Home Buyers: What You Need

How offset accounts, redraw facilities and flexible repayments work when you're buying your first property with a variable rate loan

Image for The truth about locking in your rate right now

4th May 2026

The truth about locking in your rate right now

Fixed rate home loans offer predictable repayments, but understanding the commitment means looking beyond the initial rate discount.

Image for Proven tips to reduce your home loan with extra repayments

4th May 2026

Proven tips to reduce your home loan with extra repayments

How self-employed business owners and PAYG professionals can build equity faster and cut years off their mortgage using targeted repayment strategies.

Image for Fixed Rate Home Loans: What First Home Buyers Need to Know

4th May 2026

Fixed Rate Home Loans: What First Home Buyers Need to Know

How fixed interest rates work, when they make sense, and what features to look for when you're buying your first home.

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Olsen Finance Group Pty Ltd ABN: 23 697 562 646. Credit Representatives #543071 and #556392 are authorised under Australian Credit Licence #389087.

Testimonials are provided by clients of Olsen Finance. Results and experiences may vary. Testimonials do not constitute financial or credit advice.

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.